Heart Failure (Cardiac Insufficiency):
Symptoms, Stages & the Four Pillars of Treatment

At a glance

FrequencyOne of the most common chronic conditions — around four million people in Germany live with heart failure, and it rises sharply with age
Other namesHeart failure, cardiac muscle weakness, heart insufficiency, cardiac insufficiency
Key symptomBreathlessness on exertion and later at rest, fluid retention in the legs, marked exhaustion
DiagnosisClinical signs plus the blood value NT-proBNP and cardiac ultrasound (echocardiography) to assess pump function
First lineThe four pillars of drug therapy plus lifestyle and daily weight monitoring
ICD-10I50.9 (Heart failure, unspecified)

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Table of contents

  1. What is heart failure?
  2. Types & stages: HFrEF, HFpEF and NYHA
  3. Symptoms
  4. Causes & risk factors
  5. Diagnosis
  6. Treatment: the four pillars
  7. Treatment: lifestyle & fluid removal
  8. Weight monitoring & everyday life
  9. Warning signs & emergency
  10. How brite helps you
  11. FAQ
  12. Related topics
Note Never stop heart medications on your own — not even when you feel better. Stopping suddenly can rapidly worsen the heart failure and trigger decompensation.

1. What is heart failure?

In heart failure (cardiac insufficiency), the heart is no longer able to pump enough blood through the body to supply all the organs with sufficient oxygen and nutrients. The heart is essentially a pump that over time loses power or can no longer fill properly. The result: the body is supplied less well, and at the same time blood backs up in front of the heart — which leads to the typical complaints such as breathlessness and fluid retention.

It is important to understand that heart failure is not a stand-alone illness that appears out of nowhere, but almost always the consequence of another heart or vascular condition. Most often the underlying cause is coronary heart disease (narrowed coronary arteries), a previous heart attack or years of poorly controlled high blood pressure. The heart then has to work permanently against increased resistance or has lost muscle tissue through the heart attack — over time it becomes exhausted.

There are broadly two courses. Chronic heart failure develops slowly over months and years; at first the body adjusts to the gradual deterioration, which is why it is often noticed late. Acute heart failure occurs suddenly — for example with a fresh heart attack or when chronic heart failure decompensates. It is a medical emergency. The good way out of the condition is through consistent, ongoing treatment: modern therapy can significantly relieve symptoms, prevent hospital stays and extend life.

The good news The treatment of heart failure has made an enormous leap in recent years. With the four pillars of drug therapy and a simple everyday routine — weighing yourself daily — symptoms, hospital stays and mortality can be significantly reduced. The crucial thing is that the therapy runs continuously and completely.

2. Types & stages: HFrEF, HFpEF and NYHA

What matters for treatment is how the heart is failing. To assess this, doctors measure the so-called ejection fraction (EF) in the cardiac ultrasound — the proportion of blood that the left ventricle ejects with each beat. A healthy heart ejects around 55 to 70 percent. The two main types are defined accordingly:

TypeEjection fractionWhat happens
HFrEF (reduced EF)40 % or lessThe heart muscle is too weak to eject the blood — a pumping problem
HFmrEF (mildly reduced)41–49 %Borderline range between the two types
HFpEF (preserved EF)50 % or moreThe muscle pumps normally but is too stiff and fills poorly — a filling problem
Table scrollable to the right

Put simply: in HFrEF ("heart failure with reduced ejection fraction") the heart is too weak — it no longer pumps forcefully enough. In HFpEF ("preserved ejection fraction"), by contrast, the heart muscle has become too stiff and no longer expands properly during the filling phase, so that too little blood fits in. Both lead to similar complaints but are treated somewhat differently. HFpEF more often affects older people, frequently with high blood pressure, diabetes and obesity.

In addition, the NYHA classification (after the New York Heart Association) describes how much the heart failure limits you in everyday life. It is based solely on symptoms during exertion and helps to track the course:

NYHA stageSymptoms
NYHA INo symptoms during normal physical exertion
NYHA IIMild limitation — symptoms during greater exertion (e.g. climbing stairs)
NYHA IIIMarked limitation — symptoms already during light everyday exertion
NYHA IVSymptoms already at rest, bedridden
Table scrollable to the right

The NYHA stage can improve with treatment — someone who starts at NYHA III can return to a lower stage with the right therapy. It is therefore an important gauge of whether the treatment is working.


3. Symptoms

The complaints of heart failure arise from two directions: the body is supplied less well with blood (hence exhaustion and a drop in performance), and at the same time fluid backs up (hence breathlessness and fluid retention). Because they often develop slowly, they are initially easily attributed to age or a lack of fitness. Typical signs are:

  • Breathlessness (dyspnoea) — at first only on exertion, later already with light activity and, in the advanced stage, even at rest. More on this under shortness of breath.
  • Fluid retention (oedema) — especially in the ankles, lower legs and feet, often worse in the evening. See fluid retention.
  • Rapid weight gain — several kilograms within a few days due to retained water, not fat.
  • Exhaustion and a drop in performance — tiring quickly, the feeling of having "no strength left".
  • Breathlessness when lying down — those affected need several pillows at night or wake up short of breath and have to sit up.
  • Nocturnal urge to urinate — when lying down, retained fluid is flushed out more.
  • Dry irritable cough, especially at night, as well as palpitations or an irregular pulse.

A particularly reliable warning sign is rapid weight gain: if you put on several kilos within a few days, your body is retaining water — an indication that the heart failure is currently going off track. This is exactly why daily weighing is such a valuable early-warning system (more on this in the everyday-life chapter).


4. Causes & risk factors

Heart failure is almost always the result of another, often long-standing condition that overloads or damages the heart. By far the most common causes are:

  • Coronary heart disease & heart attack: Narrowed coronary arteries and dead muscle tissue after a heart attack are the most common cause — the muscle loses pumping power.
  • High blood pressure: A permanently raised pressure forces the heart to pump constantly against resistance. The muscle thickens and stiffens — a main route into HFpEF.
  • Cardiac arrhythmias: Above all persistent atrial fibrillation with too fast a pulse can weaken the heart over time.
  • Heart valve defects: Leaking or narrowed valves throw the heart out of rhythm and place additional strain on it.
  • Diseases of the heart muscle (cardiomyopathies): for example after viral infections, through alcohol or hereditary.
  • Diabetes mellitus and an over- or underactive thyroid place additional strain on the heart.

The classic cardiovascular risk factors have an aggravating effect: smoking, obesity, lack of exercise, high alcohol consumption and older age. Many of these can be influenced — and this is exactly where prevention comes in: those who treat blood pressure, blood sugar and cholesterol in good time and give up smoking significantly reduce their risk of developing heart failure in the first place.


5. Diagnosis

The suspicion of heart failure usually arises from the combination of complaints (breathlessness, oedema, exhaustion) and the medical history. Several targeted examinations serve to confirm it:

  • Physical examination: Listening to the heart and lungs (crackling sounds as a sign of congestion), palpating the leg oedema, assessing the neck veins.
  • Blood test NT-proBNP (or BNP): This cardiac value rises when the heart is under pressure. A normal value makes heart failure very unlikely — a good first filter.
  • Echocardiography (cardiac ultrasound): The most important examination. It shows the pump function (ejection fraction), distinguishes HFrEF from HFpEF and reveals valve defects.
  • ECG: detects arrhythmias, signs of a previous heart attack or a thickening of the heart muscle.
  • Further examinations: Chest X-ray, laboratory tests (kidney values, electrolytes, blood sugar, thyroid) and, if needed, cardiac catheterisation or cardiac MRI to find the cause.

Diagnostics pursue two goals: first, to confirm the heart failure and determine its type; second, to find the underlying cause. Because only if this is also treated — for example narrowed coronary arteries or a valve defect — can the course really be influenced favourably.

6. Treatment: the four pillars

The modern treatment of heart failure with reduced pump function (HFrEF) rests on four drug classes — the so-called four pillars. What is special about the current guideline recommendation: these four drug groups are no longer built up one after the other over months, but ideally all four are started together as quickly as possible and then increased in dose. Each pillar works through its own mechanism, and together they reduce symptoms, hospital stays and mortality more strongly than any single drug ever could.¹

Important: these medications are not merely a "symptom remedy". They intervene in the harmful remodelling processes of the heart and protect it in the long term. This is precisely why they keep working even when you feel free of symptoms right now — and must never be stopped on your own.

Pillar 1 ARNI or ACE inhibitor / ARB
ARNI, ACE inhibitor or ARB
These agents relieve the heart by widening the blood vessels and curbing harmful hormones. An ARNI (Sacubitril/Valsartan) is preferred today. If someone does not tolerate it, an ACE inhibitor (e.g. Ramipril) or an ARB (e.g. Candesartan) is used. Typical side effect of ACE inhibitors: a dry irritable cough — in that case a switch is made to an ARB.
Pillar 2 Beta blocker
Beta blocker (e.g. Bisoprolol)
They lower the pulse and blood pressure and protect the heart from the harmful effects of stress hormones. The pulse should become slower and more regular, which gives the weakened heart a chance to recover. The dose is increased slowly ("start low, go slow") because the body has to get used to it.
Pillar 3 MRA (mineralocorticoid receptor antagonist)
MRA (e.g. Spironolactone)
These agents block the hormone aldosterone, which otherwise leads to fluid retention and harmful cardiac remodelling. They have a mild fluid-removing effect while sparing potassium. Important: potassium and kidney values must be checked regularly in the blood.
Pillar 4 SGLT2 inhibitor
SGLT2 inhibitor (e.g. Empagliflozin)
Originally developed as a diabetes medication, they are today a mainstay in heart failure — even without diabetes. They relieve the heart and kidneys, flush out excess fluid and have been shown to reduce hospital stays and mortality. Their great advantage: they help in HFrEF and in the often hard-to-treat HFpEF.
Never stop on your own Because the four pillars protect the heart in the long term and the benefit only builds up over weeks, none of the medications may be paused or stopped without medical consultation — not even when you feel well or no longer have any symptoms. The good condition is the result of the treatment. Side effects are no reason to quietly stop — report them at your practice; often a dose adjustment helps.

In HFpEF (preserved pump function) the evidence is thinner. Here the SGLT2 inhibitors are to the fore, together with the consistent treatment of accompanying conditions — above all high blood pressure, atrial fibrillation and obesity — as well as fluid removal as needed.

Keep your four pillars under control

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  • Intake reminder for every dose
  • Weight and symptom history at a glance
  • Interactions checked
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7. Treatment: lifestyle & fluid removal

The four pillars are the foundation — but treatment takes place for the most part in everyday life. Lifestyle and the right fluid removal help decide how well you feel and how rarely you have to go to hospital.¹,²

Basics Lifestyle with heart failure
Fluid intake & salt
In advanced heart failure, a moderate limitation of fluid intake (often around 1.5–2 litres) and a low-salt diet are often recommended, because salt binds water. The exact amount is set individually by your practice.
Exercise
Unlike what was thought in the past, regular, measured exercise is expressly encouraged. Adapted endurance and strength training — ideally in a cardiac exercise group — improves resilience and quality of life.
Weight & smoking
Losing excess weight relieves the heart, and stopping smoking is one of the most effective steps of all. Alcohol should be strongly restricted — and avoided entirely in alcohol-related heart failure.
Vaccinations
Infections can send heart failure off track. That is why the annual flu vaccination as well as vaccinations against pneumococci and COVID-19 are recommended.

The diuretics (water tablets) play a special role. Strictly speaking they are not part of the four pillars, because they do not directly improve the prognosis — but they are indispensable for relieving fluid retention and breathlessness. Most often loop diuretics such as Furosemide or Torasemide are used. Their dose is often adjusted flexibly to body weight: if the weight rises due to fluid retention, more fluid is temporarily removed according to a medical plan.

Important about diuretics Diuretics treat only the symptom (the water), not the underlying condition. That is why they do not replace the four pillars but complement them. While taking diuretics, the kidney values and electrolytes must be checked regularly.

8. Weight monitoring & everyday life

If there is one single everyday tool in heart failure that makes the difference, it is daily weight monitoring. The reason: an impending deterioration (decompensation) usually announces itself days in advance through retained water — and the scales show this long before you feel marked breathlessness. Here is how best to proceed:

  • Weigh yourself every morning — at the same time, after going to the toilet, before breakfast, in similar clothing, on the same scales.
  • Note the value — enter it daily in an app or a diary so that a trend becomes visible.
  • Watch the warning threshold: more than 2 kg gain in 3 days (or around 2.5 kg in a week) is a warning sign — even if you still feel well.
  • React according to plan: if the threshold is exceeded, contact your practice. Many of those affected have a medical plan to temporarily adjust the water tablet then.

This simple routine is astonishingly effective: it turns a gradual deterioration into a visible signal to which you can respond early — often before a hospital stay becomes necessary. In everyday life, also watch out for increasingly swollen ankles, tighter shoes or a tighter waistband as further indications of fluid retention.

Two further everyday rules increase safety: take the tablets at fixed times and do not skip them, and be careful with painkillers — anti-inflammatory drugs (NSAIDs) such as Ibuprofen can cause fluid retention, strain the kidneys and weaken heart medications. It is better to discuss over-the-counter pain and cold remedies with your practice or pharmacy.

Your daily weight as an early-warning system

Log your morning weight in brite and see the trend as a curve. That way you spot fluid retention early and have everything ready at your doctor's appointment.

Document weight

9. Warning signs & emergency

Chronic heart failure can worsen acutely within hours to days — this is called decompensation. It is an emergency because fluid backs up in the lungs (pulmonary oedema) and threateningly impairs breathing. You need to know these signs:

Acute decompensation — call 112 immediately Dial the emergency number 112 immediately in case of severe breathlessness at rest or when lying down, when you can no longer lie flat, with bluish discolouration of the lips or fingers, with bubbling breathing sounds, and with rapid weight gain together with severely swollen legs. Chest pain, cold sweat and a sense of impending doom are also warning signs. Do not hesitate — every minute counts.

Less dramatic but equally important warning signs, for which you should contact your practice promptly: a weight gain above the warning threshold, increasing breathlessness during everyday activities, new or markedly worse leg oedema, a noticeably irregular or very fast pulse, and increasing exhaustion. Acting early often prevents an incipient deterioration from turning into an emergency.


How brite helps you with heart failure

Heart failure is treated not over weeks but over years — with four drug classes and daily weight monitoring. The therapy only works if it runs reliably and warning signs are noticed early. That is exactly where brite supports you.

  • Intake reminder — ARNI, beta blocker, MRA, SGLT2 inhibitor and the water tablet on time and without gaps. Set up reminder
  • Health history — document daily weight, pulse and symptoms and bring them along as a curve to your appointment. The best early-warning system for fluid retention. Track history
  • Interaction check — spots critical combinations, such as heart medications plus NSAID painkillers, which cause fluid retention and strain the kidneys. Check now
  • Digital medication plan — all four pillars plus the water tablet clearly laid out for GP, cardiology and pharmacy. To the medication plan
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FAQ: Frequently asked questions about heart failure

The four pillars are four drug classes for heart failure with reduced pump function: an ARNI (alternatively an ACE inhibitor or ARB), a beta blocker, an MRA such as Spironolactone and an SGLT2 inhibitor such as Empagliflozin. Today they are started together as early as possible, because together they significantly reduce symptoms, hospital stays and mortality.
Because an impending deterioration often announces itself days in advance through retained water — the scales show this before you feel marked breathlessness. Weigh yourself every morning at the same time. A gain of more than 2 kilograms in 3 days is a warning sign at which you should contact your practice.
In HFrEF the heart muscle is too weak and ejects too little blood (ejection fraction 40 percent or less) — a pumping problem. In HFpEF the heart pumps normally but is too stiff and fills poorly (ejection fraction 50 percent or more) — a filling problem. Both cause similar complaints but are treated somewhat differently.
The NYHA classification describes how much the heart failure limits you. NYHA I means no symptoms during normal exertion, NYHA II a mild limitation during greater effort, NYHA III symptoms already during light everyday exertion and NYHA IV symptoms already at rest. The stage can improve with the right treatment.
Yes. SGLT2 inhibitors such as Empagliflozin were originally developed for diabetes, but today they are a mainstay of heart failure therapy — regardless of whether diabetes is present. They relieve the heart and kidneys, flush out fluid and have been shown to reduce hospital stays and mortality, including in HFpEF.
Yes, and it is even expressly encouraged. Unlike what was thought in the past, regular, adapted exercise improves resilience and quality of life. Measured endurance and strength training is well suited, ideally in a cardiac exercise group. How much is right for you is best discussed with your doctor.
No. The four pillars protect your heart in the long term and work even when you no longer have any symptoms — the good condition is precisely the result of the treatment. Stopping on your own can rapidly worsen the heart failure. Discuss side effects at your practice instead of pausing yourself; often a dose adjustment helps.
It depends on the severity. In advanced heart failure a moderate limitation of around 1.5 to 2 litres a day is often recommended, combined with a low-salt diet, because salt binds water. The exact amount is set individually by your practice — drinking very little across the board is not always right.
Call 112 immediately in case of severe breathlessness at rest or when lying down, when you can no longer lie flat, with bluish discolouration of the lips, bubbling breathing sounds or rapid weight gain with severely swollen legs. Chest pain and cold sweat are also warning signs. This can be an acute decompensation — every minute counts.

11. Related topics

Sources

  1. ESC Guidelines for the diagnosis and treatment of acute and chronic heart failure — 2023 Focused Update. European Society of Cardiology. escardio.org
  2. Nationale VersorgungsLeitlinie (NVL) Chronische Herzinsuffizienz. leitlinien.de
  3. gesundheitsinformation.de (IQWiG): Herzschwäche (Herzinsuffizienz). gesundheitsinformation.de
  4. Deutsche Herzstiftung e. V. herzstiftung.de
Medical disclaimer: This article is for general information and does not replace medical advice, diagnosis or treatment. Heart medications should never be stopped or have their dose changed on your own — contact your treating practice with any questions. In case of severe breathlessness at rest, bluish discolouration of the lips or rapid weight gain with swollen legs, call the emergency number 112 immediately. Last updated: July 2026.